First Choice Finance - Mortgage Broker First Choice FinanceCompare Home Owner Loans
First Choice Finance - Mortgage BrokerCompare Home Owner Loans

Bad Credit Secured Loans

Bad Credit Secured Loans

Even if you have a bad credit history
a secured loan from First Choice Finance
could be used to help borrow money
for almost any purpose


If you are having difficulty finding a loan, a secured loan may be able to help, many secured loan plans accept people with an adverse or bad credit rating, if you have missed payments on your mortgage, existing loans or credit cards, are self employed, have outstanding debts or if your credit file has been impacted for some other purpose, First Choice Finance could help.

When you enquire online we will start our search to find you the best secured loan plan that best suits your requirements from our panel of lenders. A secured loan can be used to raise money for almost any purpose from consolidating your debts. buying a car, home improvements or any other purpose , secured loans differ from personal loans, often allowing people to borrow larger amounts over a longer period of time.

Secured Loans For Debt Consolidation

If you have existing debts then a secured loan from First Choice Finance can be used to rearrange your finances and reduce your monthly outgoings, Many short term finance are charged at a higher rate and if you pay off short term finance such as payday loans and credit cards over a longer term then you may find yourself paying back large amounts of interest, visit our loan calculator and debt consolidation calculator to see different payments and costs of consolidating your debts into a secured loan

Home Improvement Loans

Looking to borrow money for a home extension, double glazing windows, conservatory, new bathroom or kitchen, garden decking or any other home improvement a secured loan could be a good way to raise a larger amount, if you are looking for a smaller amount between £1,000 up to £5,000 the a personal loan may be a better solution but for larger amounts a secured loan may be what you need, secured loans are often also more available to people with a less than perfect credit rating, our loan finance experts will search our panel of lenders to find the best loan plan for your circumstances.

Car Finance Loan

If you have a bad credit rating some finance options may be unavailable, but if you are in need of buying a new car of maybe need some money for car repairs, First Choice Finance could help you release equity in your home with a secured loan, enquire online and we can help you through the loan process, as well as secured loans we could alternatively help you find a personal loan for your car or potentially a guarantor loan if you have a bad credit rating and are not a home owner.

Remortgage Broker

An alternative to secured loans is remortgaging, First Choice Finance is a leading finance broker who offer both mortgages and secured loans, enquire online and we will search to find the best solution for you, if you have any questions are finance experts will be happy to answer them. Choosing a secured loan or remortgage will depend on a number of factors, a main factor when looking to remortgage is will you incur any early repayment charges, we will be happy to compare the different options to give you the best finance solution for your circumstances

Homeowner Secured Loans
First Choice are tied to certain loan providers.
21.2% APRC variable
Rates from just 11.1%APRC to no more than 59.9%APR for any circumstances. Secured loans are secured on your home.

Mortgages & Remortgages
4.5% APRC
Representative Example: Borrow £80,000 over 25 years At 4.6% Variable, £461.95 for 300 months.
Total Payable £138,585. Total Cost Of Credit £58,585 (incl £1360 fee).

Unsecured Personal Loans
First Choice are tied to certain unsecured lenders.

Security is required on immovable property.

Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home

First Choice Finance is a trading style of First Choice Funding Limited of The Old Courtyard, 103 Buxton Road, High Lane, Stockport, Cheshire. SK6 8DX. Copyright protected 2014.

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Let an First Choice Finance mortgage adviser search to find a mortgage even if you have been rejected finance in the past First Choice Finance have a range of mortgage lenders with specialist bad credit mortgage lenders.

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