First Choice For Helping People With Bad Credit Offering Qualified Mortgage Advice Helping People With Bad Credit Find Mortgages Free Quotations & No Obligation
Have you found it difficult finding a mortgage or remortgage because you have a bad credit profile? First Choice Finance could help, because we have access to not only mortgages from high street banks, but also specialist mortgage lenders with bad credit mortgage plans.
When you enquire to First Choice Finance for a mortgage then a fully qualified mortgage adviser will search to find the best mortgage plan that is suitable for your individual needs.
Each mortgage lender have their own criteria to determine the mortgage rate you are offered, our mortgage advisers are extremely knowledgeable and can help compare the mortgage criteria from the different mortgage plans to find the best plan suitable for you. Furthermore we will let you know what is available for you for free and if you do not like the offer quoted, simply walk away at no cost to you at all. To help you understand how the mortgage lenders look at different circumstances here are some factors that are considered by mortgage providers:
Missed Mortgage Payments - If you have mortgage arrears, past or present then this will impact on your credit profile, that may make finding a mortgage more difficult or increase the cost, your mortgage adviser is aware of the lenders who are most lenient on mortgage arrears cases and will search them to find the best mortgage plan suited to you
County Court Judgements (CCJ) - A CCJ against can be a sign of previous credit problems, First Choice Finance have a number of CCJ mortgage plans that accept people who may have CCJ`s in there credit profile
If you are having difficulty keeping track of your payments on your existing debts and are falling behind on credit cards, personal loans, store cards or other existing debts, then First Choice Finance could help you consolidate your debts into your new mortgage, reducing your monthly outgoings and simplifying your debts into one payment each month and giving you a fresh start, visit our mortgage debt consolidation calculator to see what payments your mortgage could be in comparison to your current debts and see if we can help you ease your cash flow and get back in control of your finances.
Mortgages & Remortgages
Borrow £80,000 over 25 years
At 4.6% Variable, £461.95 for
300 months. Total Payable
£138,585. Total Cost Of
Credit £58,585 (incl £1360 fee)
THINK CAREFULLY BEFORE
SECURING OTHER DEBTS
AGAINST YOUR HOME.
YOUR HOME MAY BE
REPOSSESSED IF YOU DO
NOT KEEP UP REPAYMENTS
ON YOUR MORTGAGE.
Security is required on
Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home
First Choice Finance is a trading style of First Choice Funding Limited of The Old Courtyard, 103 Buxton Road, High Lane, Stockport, Cheshire. SK6 8DX. Copyright protected 2014.