First Choice Finance - Mortgage Broker First Choice Finance Compare Home Owner Loans
First Choice Finance - Mortgage BrokerCompare Home Owner Loans


Cheap Secured Loans

Cheap Secured Loans

 



According to Credit Action in April 2013, the average person owes more than £3,000 in credit card bills, overdrafts and finance deals, so using cheap secured loans to pay them off in one go may be of interest to some consumers.

This kind of borrowing is known as debt consolidation and is a way for you to pool all of your unsecured debts into one pot and use the equity in your home to pay it off in one go.

With First Choice Finance, that may even available for people who have got impaired credit although either way you may end up paying more in interest payments over the course of the loan.

Cheap secured loans can also go towards things that you want or need to buy now, rather than just things that you`ve bought on credit in the past.

You also have to be careful when seeking cheap loans, as by definition loan providers charge you interest on the money you borrow, so a secured loan may not be the cheapest way to raise money but it is one option.

That means you may have a route to raise a substantial sum of money to buy your family a new vehicle if you`ve had more children and have outgrown your current one or you may want to improve your home by adding a conservatory or orangery.

Perhaps your golden wedding anniversary approaches and you`ve set your heart on a once-in-a-lifetime cruise, you could use the money to pay for that to.

First Choice Finance will help you find the cheapest secured loans for you by comparing our lenders products to find a deal that matches your individual circumstances and as the Bank of England reckons that lending conditions for secured loans loosened at the end of 2012, your chances of being approved should be higher.

To find out more about getting cheap secured loans, get in touch with the friendly finance team at First Choice Finance today.

You can ring from a mobile on 0333 003 1505, call for free from a landline on 0800 298 3000 or enquire on line on our website, at firstchoicefinance.co.uk.
 

Homeowner Secured Loans
Rates From 7.1% APRC Representative Example £30,000 over 72 months @ £679.90 repayments. Total payable of £49,949. 20.1% APRC including £2,975 intermediary fee and a £995 lender fee. Loans secured on property. First Choice are tied to certain loan providers.

Mortgages & Remortgages
4.5% APRC
Representative Example: Borrow £80,000 over 25 years At 4.6% Variable, £461.95 for 300 months.
Total Payable £138,585. Total Cost Of Credit £58,585 (incl £1360 fee).


Unsecured Personal Loans
REPRESENTATIVE 49.9% APR (VARIABLE)
First Choice are tied to certain unsecured lenders.


THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Security is required on immovable property.



Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home

First Choice Finance is a trading style of First Choice Funding Limited of The Old Courtyard, 103 Buxton Road, High Lane, Stockport, Cheshire. SK6 8DX. Copyright protected 2014.


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Secured Loans from £3 000-£100 000 First Choice money for almost any purpose with a secured loan from First Choice Finance we will compare loan plans and find one that best suits your needs and requirements



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