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First Choice Finance - Mortgage BrokerCompare Home Owner Loans


How can I increase my disposable income

How can I increase my disposable income

 



Video transcript

It`s been discovered that Britons` disposable income has stopped falling, but there are ways that you can increase it without resorting to high cost payday lenders.

The Asda Income Tracker indicated that spending power was flat in October at £158 – the same level as 2012 and finally static after falling for the previous three months. However, that was more down to inflation decreasing rather than us getting paid more.

In fact, the tracker also showed that year-on-year income growth was only 1.9 per cent last month – the lowest level since March 2012.

With Christmas around the corner, most people want to splurge on their loved ones and you could get a bit of extra cash in your pocket each month by looking into remortgaging your property to release some capital and find a better rate. This way, you could reduce your monthly outgoings and raise some funds to spend as you wish.

We have in house mortgage advisers and have been established for 25 years so to find out what we can do for your cashflow visit firstchoicefinance.co.uk or by calling us on 0800 298 3000 or 0333 003 1505.  

Homeowner Secured Loans
Rates From 7.1% APRC Representative Example £30,000 over 72 months @ £679.90 repayments. Total payable of £49,949. 20.1% APRC including £2,975 intermediary fee and a £995 lender fee. Loans secured on property. First Choice are tied to certain loan providers.

Mortgages & Remortgages
4.5% APRC
Representative Example: Borrow £80,000 over 25 years At 4.6% Variable, £461.95 for 300 months.
Total Payable £138,585. Total Cost Of Credit £58,585 (incl £1360 fee).


Unsecured Personal Loans
REPRESENTATIVE 49.9% APR (VARIABLE)
First Choice are tied to certain unsecured lenders.


THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Security is required on immovable property.



Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home

First Choice Finance is a trading style of First Choice Funding Limited of The Old Courtyard, 103 Buxton Road, High Lane, Stockport, Cheshire. SK6 8DX. Copyright protected 2014.


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