Plenty of lenders may be reducing their rates as they strive for best-buy status in the latter part of 2013, but does that necessarily mean it`s the right time for you to take out a loan with them?
Financial commentator Andrew Hagger from MoneyComms notes that the fierce competition should benefit consumers, but there`s so much demand that lenders are able to cherry pick the people with the best credit ratings, leaving some would-be borrowers out in the cold.
There could still be a solution though, with First Choice Finance`s 25 years experience in sorting loans for UK consumers through a panel of different lenders who have plans for good, fair and poor credit profiles.
Meaning that even people with an impaired credit history have a chance of securing the loan they need, be it for home improvements, debt consolidation or to pay for a big purchase.
Ideally none of us necessarily want to use any loans, but if now is the time for you to obtain finance find out what we can do for you through a free quotation at firstchoicefinance.co.uk or by calling us on 0800 298 3000 from a landline or 0333 003 1505 from a mobile.
Homeowner Secured Loans
Rates From 7.1% APRC
Representative Example £30,000 over 72 months @ £679.90 repayments. Total payable of £49,949. 20.1% APRC including £2,975 intermediary fee and a £995 lender fee. Loans secured on property.
First Choice are tied to certain loan providers.
Mortgages & Remortgages
Borrow £80,000 over 25 years
At 4.6% Variable, £461.95 for
300 months. Total Payable
£138,585. Total Cost Of
Credit £58,585 (incl £1360 fee).
Unsecured Personal Loans REPRESENTATIVE 49.9% APR (VARIABLE)
First Choice are tied to certain unsecured lenders.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Security is required on
Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home
First Choice Finance is a trading style of First Choice Funding Limited of The Old Courtyard, 103 Buxton Road, High Lane, Stockport, Cheshire. SK6 8DX. Copyright protected 2014.
Looking for an unsecured loan First Choice Finance can give you access to a selection of personal loans that can be used for almost any purpose with unsecured loans for good fair and poor credit histories.