First Choice Finance - Mortgage Broker First Choice Finance Compare Home Owner Loans
First Choice Finance - Mortgage BrokerCompare Home Owner Loans

Joint Loans

Joint Loans

Take Out A Joint Loan With Your Partner, Relative Or Friend.
Debt Consolidation,Good & Bad Credit Couples Loans.
Get A No Obligation Free Joint Loan Illustration & Quote.
Any Purpose, £3,000 - £250,000 Over 3 - 25 Years.


If you would like to make a joint purchase, embark on a project or deal with some debts alongside your partner, spouse or a relative but don’t have enough savings then a joint loan through First Choice Finance could be the answer for you. A joint loan may allow you to borrow more money than you would alone and could help you afford to finance your project or get on top of your debts together. Joint loans and mortgages can be made available for both homeowners and tenants. Whether you have good or bad credit our UK joint loan lenders may have just the right loan for you. Many couples use joint loans to help repair bad credit or to carry out some debt consolidation - but the loans can be used for virtually any purpose.

If you are a couple, relatives or friends who are homeowners, or if you are currently tenants, then you could benefit from a joint loan to take Joint Finance that family holiday of your dreams, buy a new family car or carry out home improvements / repairs. Call on freephone 0800 298 3000 or mobile friendly 0333 003 1505 to talk you through your joint borrowing options confidentially - alternatively fill in our Combined Loan Enquiry form and start your journey towards your any purpose couple / joint loan today.

You may have inadvertently built up credit cards, store cards and personal loans which are playing havoc with your family accounts and making it difficult to cover the household bills while keeping food on the table as well as keeping up the repayments. You are not alone in this scenario and refinancing your debts into one joint loan could help make your family finances more easily manageable and give you some breathing room - it may allow for a few overdue treats such as some nights out and a holiday.

Joint Loans Expertise

First Choice Finance has over 25 years of experience in matching our customers with the right loans for them and we have extensive knowledge of how joint loans are set up. Call our finance team to get the latest on joint loans. Our large panel of lenders gives us access to some of the most innovative and most recent products on the market allowing us to arrange for our customers a bespoke no obligation joint loan proposal which is based on your overall circumstances and requirements and includes payment arrangements to suit.

Guarantor Joint Loans

If one or both of you are not homeowners or property landlords then you may wish to consider a guarantor loan option. These range from £500 to £12,000 and entail one person taking out the loan but a guarantor supporting their application, agreeing to meet the repayments if they cannot. So it is important the two of you have a good relationship and agree to the responsibilities involved before taking any loan out together. You can find out more and enquire for guarantor joint loan services by looking at our Joint Loans - which are unsecured.

Any Purpose Joint Loans

When we say any purpose loans the margins really are wide. The loan must though be for a legal purpose and be affordable, acceptance of the loan is based on your circumstances and affordability rather than your financial wishes. Time stands still for nobody and saving for the things you need and want can take a very long time when you have a family budget to consider so borrowing may be required, just ensure you borrow what you need and can afford. You might want to take your family on a well-deserved holiday before the kids get too old, maybe somewhere exotic and sun kissed, a joint loan can help send you on your way.

Your growing family may have the need for a new family vehicle, one with good safety features and room for a couple of kids, maybe you want to invest in a camper van or motor vehicle to take the family on extended trips to the UK or Europe, First Choice Finance joint loans help our customers achieve their financial dreams.

Home Improvement Joint Loans

If your home needs a little sprucing, maybe in the form of a new kitchen or bathroom, some landscaping in your outdoor areas or even an extension or a conservatory to help you better utilise your space then a joint loan could be just what you need. If you own the property and have equity then it makes sense to spend on your property to maximise its potential as a living space for you and your family to enjoy for years to come, we have years of experience in matching couples like you to the perfect joint homeowner loans so find out if we could help you today.

Tuition fee Joint Loans

Another common reason for couple needing joint loans is to help their children with their tuition fees, it makes sense for a couple to want to jointly invest in the education of their children to help secure their future. Your child may have a talent which you want to be encouraged, perhaps there is a specialist school you would like to send them to which you don’t have enough in savings to pay for. Many parents whose children are going to university are all for the idea of them furthering their education but are uncomfortable with them being burdened with debt for most of their lives and understandably want to help out where they can. Or maybe your child want some industry specific training which is not included in the curriculum, First Choice Finance knows that you don’t want your children to suffer because you can’t afford the education you want them to have, we offer joint loans to homeowners who want to invest in their children’s future.

Our customers trust First Choice Finance to match them to the right loans for whatever purpose, if you would like to see how much you could borrow then get in touch with us today and speak to one of our loan team who will talk you through our lenders options and you could be on your way to realising your finance goals sooner than you think.

Homeowner Secured Loans
7.1% APRC Low Rate Loan. Borrow £30,000 over 180 months. 24 payments of £243 at 5.25% then 156 payments of £240 at 5.00% (variable). Total payable £46,440 with a £2,975 intermediary fee and £455 in lender fees.

Representative Example: Borrow 30,000 over 72 months @ £679.90 repayments. Total payable of £49,949. 20.1% APRC including £2,975 intermediary fee and a £995 lender fee.

Think Carefully Before Securing Other Debts Against Your Home. Your Home May Be Repossessed If You Do Not Keep Up Repayments On Your Mortgage. Security Is Required On Immovable Property. Borrowing Is Subject To Status & Affordability.

Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home

First Choice Finance is a trading style of First Choice Funding Limited of The Old Courtyard, 103 Buxton Road, High Lane, Stockport, Cheshire. SK6 8DX. Copyright protected 2014.

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Poor Credit Cash Loan

If you have a poor credit rating you may find it more difficult to find a loan here at First Choice Finance we have specialist lenders offering a range of poor credit loans so enquire online and speak to us we may be able to help even if you have been declined finance in the past.

What is a guarantor loan?