Need Help and Advice Finding The Right Mortgage Deal
According to Unite, 82 per cent of people struggle to make their wages last a month – one way to help reorganise your outgoings is to seek mortgage advice from First Choice Finance.
The union found in summer 2012 that people needed to resort to payday loans, second jobs, dipping into savings and asking for help from friends and family to help make ends meet, but getting advice could lead to a restructuring of your debts which should make them more manageable.
This can work by you taking on a new mortgage to replace your current house repayment plan – even if you`ve not had a perfect credit rating in the past, First Choice Finance can help you to get a deal that could really reduce your monthly outgoings.
One thing to bear in mind when using mortgages or remortgages to consolidate your debt is that lowering your payments will probably mean that they will need to be paid back over a longer period, which may require you to pay more interest in total over the course of the loan.
Of course, you don`t only have to seek mortgage advice if you want to reorganise your outgoings – anyone with a property can benefit from seeking help from our finance professionals in order to find them a better deal.
That`s especially useful if you`re coming towards the end of your existing mortgage deal, as once that term expires, you`ll automatically be put on your existing lender`s standard rate, which may be more expensive than what you currently pay.
Avoid this by coming to First Choice Finance for mortgage advice – call from a landline on 0800 298 3000 or from a mobile on 0333 003 1505 alternatively fill in our short on line form at firstchoicefinance.co.uk.
Homeowner Secured Loans
Rates From 7.1% APRC
Representative Example £30,000 over 72 months @ £679.90 repayments. Total payable of £49,949. 20.1% APRC including £2,975 intermediary fee and a £995 lender fee. Loans secured on property.
First Choice are tied to certain loan providers.
Mortgages & Remortgages
Borrow £80,000 over 25 years
At 4.6% Variable, £461.95 for
300 months. Total Payable
£138,585. Total Cost Of
Credit £58,585 (incl £1360 fee).
Unsecured Personal Loans REPRESENTATIVE 49.9% APR (VARIABLE)
First Choice are tied to certain unsecured lenders.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Security is required on
Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home
First Choice Finance is a trading style of First Choice Funding Limited of The Old Courtyard, 103 Buxton Road, High Lane, Stockport, Cheshire. SK6 8DX. Copyright protected 2014.
Let an First Choice Finance mortgage adviser search to find a mortgage even if you have been rejected finance in the past First Choice Finance have a range of mortgage lenders with specialist bad credit mortgage lenders.