Conditions are improving if you want a homeowner loan, according to the Bank of England`s Credit Conditions Survey for the first three months of the year, and First Choice Finance can help you get one.
It`s the third quarter in a row that availability has increased, suggesting that there will be more people wanting to find the most suitable deal for them.
Taking out a secured homeowner loan can mean that you`re able to borrow from £3,000 to £100,000 and that money can be spent on anything legal.
Want to treat your spouse to a once-in-a-lifetime holiday for a special wedding or anniversary? You can even use a portion of the cash for that.
Alternatively, you may want to use your secured loan to help your son or daughter put down the deposit on their first home, or pay for their wedding or honeymoon.
On the other hand, you can choose to use the money as a debt consolidation loan or refinancing loan, which can enable you to reduce your monthly outgoings by spreading payments over a longer period.
However, this can mean that interest payments over the course of the loan will be greater.
Applying for a homeowner loan with First Choice Finance couldn`t be easier either – all you need to get started is take a few minutes to fill out our simple short enquiry form or call us and we will find the most suitable deal for you based on the information you give us.
You`re of course free to turn it down if it`s not for you, but if you`re happy with it, we`ll process your homeowner loan as quickly as possible to get the funds to you.
Find out more about taking out a homeowner loan by visiting firstchoicefinance.co.uk or by calling 0800 298 3000 from a landline or 0333 003 1505 from a mobile.
Homeowner Secured Loans
Rates From 7.1% APRC
Representative Example £30,000 over 72 months @ £679.90 repayments. Total payable of £49,949. 20.1% APRC including £2,975 intermediary fee and a £995 lender fee. Loans secured on property.
First Choice are tied to certain loan providers.
Mortgages & Remortgages
Borrow £80,000 over 25 years
At 4.6% Variable, £461.95 for
300 months. Total Payable
£138,585. Total Cost Of
Credit £58,585 (incl £1360 fee).
Unsecured Personal Loans REPRESENTATIVE 49.9% APR (VARIABLE)
First Choice are tied to certain unsecured lenders.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Security is required on
Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home
First Choice Finance is a trading style of First Choice Funding Limited of The Old Courtyard, 103 Buxton Road, High Lane, Stockport, Cheshire. SK6 8DX. Copyright protected 2014.
Let an First Choice Finance mortgage adviser search to find a mortgage even if you have been rejected finance in the past First Choice Finance have a range of mortgage lenders with specialist bad credit mortgage lenders.