First Choice Finance - Mortgage Broker First Choice Finance Compare Home Owner Loans
First Choice Finance - Mortgage BrokerCompare Home Owner Loans



Don`t Let A Bad Credit Profile Stop You Finding A New Mortgage

Don`t Let A Bad Credit Profile Stop You Finding A New Mortgage

Numberious Bad Credit Mortgage Plans Available
Sometime Help Even If Turned Down For Mortgage In The Past
No Obligation Free Quote, Qualified Mortgage Advice








Don`t Let A Bad Credit Profile Stop You Finding A New Mortgage

Don`t Let A Bad Credit Profile Stop You Finding A New Mortgage

Numberious Bad Credit Mortgage Plans Available
Sometime Help Even If Turned Down For Mortgage In The Past
No Obligation Free Quote, Qualified Mortgage Advice



 



Video transcript

Having a bad credit rating can make getting a purchase mortgage or home mover loan a more difficult task, but First Choice Finance can help by finding a number of mortgages for bad credit from across their panel of lenders.

In November 2012, credit card firm Aqua conducted a poll which showed that there are many criteria that could damage your score, with the most common one being people not completing their payment agreements.

Younger people may also struggle to get loans, while opening more than two credit accounts in recent months and making a number of applications for credit can also be frowned upon by some lenders that you may seek to borrow money from.

However, there are mortgages for bad credit out there, so you needn`t give up your dream of home ownership or moving home, because you`ve not paid back all of your store cards on time or still have borrowing outstanding on motor finance or have some late payments on your accounts.

These deals may be difficult for you to find as often these lenders deal through intermediaries, this is where First Choice Finance can help you discover the relevant home loans as we`re a broker that can find mortgages from a range of sources, meaning we can have a greater chance of identifying a suitable one for your needs.

All we need to get the ball rolling are a few details that you can give to us through our quick and simple online enquiry form. We also have second mortgage products for you to utilise to raise the funds you require. If you want to see what payments look like for different amounts you are thinking of remortgaging for, then try out our remortgage calculator in our calculators section on our website.

Discover more about mortgages for bad credit and fill out the application form at firstchoicefinance.co.uk or call us for free from a landline on 0800 298 3000 or from a mobile on 0333 003 1505. 

Homeowner Secured Loans
Rates From 7.1% APRC Representative Example £30,000 over 72 months @ £679.90 repayments. Total payable of £49,949. 20.1% APRC including £2,975 intermediary fee and a £995 lender fee. Loans secured on property. First Choice are tied to certain loan providers.

Mortgages & Remortgages
4.5% APRC
Representative Example: Borrow £80,000 over 25 years At 4.6% Variable, £461.95 for 300 months.
Total Payable £138,585. Total Cost Of Credit £58,585 (incl £1360 fee).


Unsecured Personal Loans
REPRESENTATIVE 49.9% APR (VARIABLE)
First Choice are tied to certain unsecured lenders.


THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Security is required on immovable property.



Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home. We Advice Upon & Arrange Mortgages & Loans. We Are Not A Lender.

First Choice Finance is a trading style of First Choice Funding Limited of The Old Courtyard, 103 Buxton Road, High Lane, Stockport, Cheshire. SK6 8DX. Copyright protected 2014-2018.


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