The Bank of England`s Credit Conditions Survey for the fourth quarter of 2012 showed that lenders are more willing to lend than earlier in that year, so now may be the time to look into fast secured loans.
There are a multitude of reasons why you might want to look into homeowner borrowing, many people these days are deciding to `improve not move`, so they take out a home improvement homeowner loan.
That conservatory, new kitchen, living room makeover or extension could be just a few steps away.
Alternatively, you may want to look into restructuring your own finances if you`ve got a number of unsecured outgoings.`
With a single secured loan, you could pay off your credit cards and finance packages, and be left with a single manageable repayment, although you may pay more interest over the term your cashflow could be much healthier and prevent you falling behind on current credit you are struggling with.
Whatever your reasons for wanting the money, if you need it quickly, fast secured loans from First Choice Finance could be the solution, even if you don`t have a perfect credit rating.
The process is a simple one, give us a call or fill in our online form, we`ll find the best deal for your situation from our panel and offer it to you as a free quote on a no-obligation basis.
If you`re happy with it, our experienced in-house team will process the request in order to speed up the process so you can get the money as fast and efficiently as possible, in line with relevant rules and regulations of course.
To find out more about fast secured loans or fill in our quick and easy form at firstchoicefinance.co.uk or call us for free from a landline on 0800 298 3000. If you`re calling from a mobile use 0333 003 1505, it`s cheaper or free.
Homeowner Secured Loans
Rates From 7.1% APRC
Representative Example £30,000 over 72 months @ £679.90 repayments. Total payable of £49,949. 20.1% APRC including £2,975 intermediary fee and a £995 lender fee. Loans secured on property.
First Choice are tied to certain loan providers.
Mortgages & Remortgages
Borrow £80,000 over 25 years
At 4.6% Variable, £461.95 for
300 months. Total Payable
£138,585. Total Cost Of
Credit £58,585 (incl £1360 fee).
Unsecured Personal Loans REPRESENTATIVE 49.9% APR (VARIABLE)
First Choice are tied to certain unsecured lenders.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Security is required on
Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home
First Choice Finance is a trading style of First Choice Funding Limited of The Old Courtyard, 103 Buxton Road, High Lane, Stockport, Cheshire. SK6 8DX. Copyright protected 2014-2018.
If you have a poor credit rating you may find it more difficult to find a loan here at First Choice Finance we have specialist lenders offering a range of poor credit loans so enquire online and speak to us we may be able to help even if you have been declined finance in the past.