First Choice Finance - Mortgage Broker First Choice Finance Compare Home Owner Loans
First Choice Finance - Mortgage BrokerCompare Home Owner Loans

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How To Consolidate Your Debts

How To Consolidate Your Debts

Consolidate Your Debts Into One Lower Monthly Payment
Multiple Debt Consolidation Lending Plans To Choose From
Expert Help From Our Finance Advisers
No Obligation On Any Offer & All Quotes Free

How To Consolidate Your Debts

How To Consolidate Your Debts

Consolidate Your Debts Into One Lower Monthly Payment
Multiple Debt Consolidation Lending Plans To Choose From
Expert Help From Our Finance Advisers
No Obligation On Any Offer & All Quotes Free


First Choice Finance is a company who have been helping people consolidate there debts for around 25 years, offering debt consolidation loans and mortgages. Simply talk through your credit scenario confidentially with our in house staff and you may well find First Choice can help you consolidate credit cards, personal loans, payday loans, store cards as well as any other debts you may have into a more manageable payment and reduce your cashflow worries.

Consolidating your debts can prove to be an excellent way of helping you rearrange your finances, if you are finding it difficult meeting your monthly finance commitments, debt consolidation can help you reduce your monthly payments and simplify all your payments into one monthly payment.Also if any of your accounts are in arrears you can use this opportunity to refresh your credit profile and give your the chance to improve your credit rating going forward. Here at First Choice Finance we provide lots of information on the different debt help solutions, our loan and mortgage finance team will be there to offer help and guidance and answer any questions you may have. Call on 0800 298 3000 or 0333 003 1505 (mobile friendly) and take your first step to a free no obligation quote and a way to resolve your finance concerns. Alternatively fill in our short straightforward on line enquiry form and we will call you. With a panel of loan and mortgage lenders who we have excellent relationships with along with our 25 years experience, we can help ease you through the refinancing process and increase your chances of getting your loan or mortgage, enquire online and we will get back to you with professional help and support.

Here at First Choice we understand that it is very common for people to be struggling with debt problems and the stress associated with mounting debt, with our expert help from one of our loan underwriters and mortgage advisers we will do our very best to help you through your debt problems.

Debt Consolidation Into A Mortgage

Mortgage advisers at First Choice Finance specialise in helping people consolidate there debts into your mortgage, whatever your circumstances are qualified mortgage adviser will compare the different mortgage and remortgage plans from our panel that will best suit your circumstances, we could have a mortgage solution that will help you to consolidate debt into a new mortgage or remortgage with a single lower monthly payment, it is important to note that consolidating your debts and extending the mortgage term may save you money on a monthly basis, nut may result in you repaying more over the term of the mortgage, please talk to one of our mortgage advisers for more information.

Consolidate Debts

Video transcript

Credit Action stats show that in March 2013, we were paying £164 million in interest on our personal borrowing – a situation that can be altered if you are one of the ones affected by coming to First Choice Finance to consolidate debts.

Many of us opt for unsecured loan items like credit cards and store cards as we're tempted by the interest-free period that sometimes comes with them, or it just seems convenient. However it is easy to build up this type of debt and end up with multiple accounts, which can result in interest mounting up.

If this gets out of hand, the borrower may have problems paying back what they owe on time due to the combined cost of repayments getting too high. They may be tempted to take out short-term loans to cover themselves, but these will need repaying too, which will only add to their problems.

With this in mind, if you find yourself with mounting unsecured borrowing, you may want to consolidate your debts so that you can regain control of your payments.

First Choice Finance can help you to identify a remortgage, second mortgage or secured loan product that will aid you in doing this, all you need to do initially is get in touch either online or on the telephone and speak to one of our in house team. We will work out a free quotation for you which is provided on a no-obligation basis, so you can turn it down at no cost if necessary.

If you take out a loan to consolidate debts, they will be cleared, leaving you with a single repayment to make each month for a lower amount. Something to consider if you take this course of action is that you may well end up paying more interest over the term of the loan, as it will be spread over a longer period. As with many things it is a case of getting the right balance.

Discover how to consolidate debts effectively at or by calling 0333 003 1505 from a mobile or 0800 298 3000 from a landline.

Mortgages & Remortgages
4.5% APRC
Representative Example: Borrow £80,000 over 25 years At 4.6% Variable, £461.95 for 300 months.
Total Payable £138,585. Total Cost Of Credit £58,585 (incl £1360 fee)
Security is required on immovable property.

Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home. We Advice Upon & Arrange Mortgages & Loans. We Are Not A Lender.

First Choice Finance is a trading style of First Choice Funding Limited of The Old Courtyard, 103 Buxton Road, High Lane, Stockport, Cheshire. SK6 8DX. Copyright protected 2014-2018.

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Have you got a bad credit rating or been declined finance in the past First Choice Finance have a selection of bad credit loans to suit many unique circumstance contact us and speak to one of our loan experts.

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