A benefit of a joint mortgage is the additional income provided by the extra borrower will allow you to borrow a larger mortgage amount for the purchase of your property, it can also help improve the interest rate you may receive if you yourself have a negative credit profile.
How Can Parents Help First Time BuyersFirst Choice are experts in providing help to first time borrowers and can offer a wide range of help and advice on how parents can aid in the purchase of a new property, we have high loan to value mortgage options available as well as mortgage lenders who accept gifted deposits as well as sole proprietor mortgages with the option of adding other borrowers.
At First Choice Finance we offer you expert advice on matters relating to loans, mortgages and remortgages. The company has been built on the foundations of over thirty years of experience in financial services gaining valuable experience in what has now become a practice of dedicated mortgage advisers that are able to deal with all enquires with the correct attitude and professionalism.
We recognise that financing the purchase of a home will probably be the largest financial commitment that most people will ever make. We offer mortgages from around the mortgage market that can be specially tailored for first time buyers, people moving home or wishing to change mortgage provider.
No matter where you are on the property ladder or what your financial circumstances are, the advisers at Money and Mortgage Advice Services will find the best mortgage to suit your needs.
JBSP MortgageFirst Choice Finance have a strong and genuine belief in the "customer for life" principle of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the large majority of the company`s mortgages that we arrange.
Sole Proprietor Joint BorrowerA downsize of a JBSP mortgage is that because you will often have your parents as the secondary borrower this may impact the term available for the mortgage as the parents borrower will often be older, for more information please get in touch with First Choice Finance and discuss the different mortgage options available, we offer no obligation mortgage advice from qualified mortgage advisers.
Mortgages & Remortgages
Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home. We Advice Upon & Arrange Mortgages & Loans. We Are Not A Lender.
First Choice Finance is a trading style of First Choice Funding Limited of The Old Courtyard, 103 Buxton Road, High Lane, Stockport, Cheshire. SK6 8DX. Copyright protected.