Finance News and Information

Different Ways You Can Refinance

How can you refinance to ease your cash flow? For the last 25 years we have been helping our customers to refinance through various lending solutions. Essentially there are many different ways you can refinance and there are many different ways that it can benefit your financial situation. One of the key advantages of refinancing is that it can significantly help to ease your cash flow by reducing your monthly outgoings as a whole. This could reduce stress levels and enable you to start

Shared Ownership Mortgages

How do shared ownership mortgages work & can you have one? With shared ownership mortgages you purchase a proportion of a property, normally using a deposit that you have saved and a mortgage. In most cases the minimum initial share that you can buy is 25% and the maximum initial share is 75% but this can vary on different properties and different housing associations. To cover the rest of the property that you haven`t taken out a shared ownership mortgage on, you simply pay a rent to the housi

Low Deposit Mortgages

For around 25 years we have helped low deposit buyers get the property they want, when they need it, matched to their budget. So how low a deposit do you need to have to be classed as needing a low deposit mortgage? Broadly speaking low deposit mortgages are considered to be mortgages that only require a deposit from the buyer, that is you of course, of around 5% to 10%. This means that you will be borrowing 95% of the property value you are looking to purchase along with any fees associated w

Small Mortgage

The question on your mind may be `Can I still get a choice of many lenders and good rates when I only need a small mortgage?`. Simply put your answer is yes. No matter the size of the mortgage you could obtain your ideal small mortgage through us, with many starting at just b style= color:#f67d20; £10,000 /b . Smaller category mortgages / remortgages in the b style= color:#f67d20; £15,000 to £125,000 range begin at highly competitive rates starting at only 1.34% /b . When it comes to the

Lifetime Mortgage

Let us help you nderstand how lifetime mortgages work and get help releasing equity from your home and what you need to consider before taking one out.

Loan Companies For Bad Credit

Helping 1000's of people with bad credit from �500 upwards with a large range of loan options including personal loans, secured loans and loans with a guarantor. First Choice Finance is a loan company with specifically created loans for people with a bad or adverse credit history. Find out more here.