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Mortgage approvals hit their lowest level for nine months in April, which could mean it may be a wise decision to let an experienced mortgage broker help find the most suitable deal for you.
The Bank of England has indicated that homebuyers given the requisite funds fell below 63,000 during the month, down from more than 66,500 in March. It was the third month in a row that approval numbers had fallen, furthermore it came in below the level anticipated by some mortgage market analysts.
This slowdown has coincided with the introduction of the Mortgage Market Review (MMR) rules, which can increase the amount of questions that lenders will ask before letting you borrow the money you need via a mortgage plan. The idea behind this tightening up is to make sure people only take out mortgages that they can afford.
At First Choice Finance, we have over 25 years of mortgage product experience and aim to use our knowledge and history to match you to the right mortgage from our panel, so reducing stressful delays at completion stage. All you need to do to start is talk through your plans with one of our mortgage advisers for them to guide you without obligation on what is available through us and very importantly how much it will cost. Then and only then you decide whether to go ahead or not.
They`ll aim to come back with a free personal home loan illustration then, if you`re happy with the mortgage presented to you, we`ll process the mortgage case to get your money to you as quickly as practical.
Find out more about how First Choice Finance can identify a good mortgage for your circumstances, visit firstchoicefinance.co.uk or call us for a confidential chat on 0800 298 3000, or dial 0333 003 1505 if using your mobile.
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Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home. We Advice Upon & Arrange Mortgages & Loans. We Are Not A Lender.
First Choice Finance is a trading style of First Choice Funding Limited of The Old Courtyard, 103 Buxton Road, High Lane, Stockport, Cheshire. SK6 8DX. Copyright protected 2014-2018.