Bad Credit Remortgaging Specialists
Giving You Access To Many Mortgage Plans
Tailored Solutions To Help People With A Poor Credit Rating
If you are coming to the end of your fixed rate element of your current mortgage but have missed payments or other debts you may find it harder to remortgage. First Choice Finance are a leading UK mortgage broker with an extensive panel of lenders offering specialist plans to help people remortgage with bad credit, when you enquire online you will receive a tailored service with qualified mortgage help from a dedicated mortgage adviser who will help you through the remortgaging process from beginning to end to ensure the most fluent professional service.
There are a number reasons to remortgage, what ever your needs and requirements a remortgage from First Choice Finance can be used for almost any purpose
Whatever the reason to remortgage then please contact us and we will be happy to start the search for a remortgage suitable to your needs and requirements.
There are many things that may affect your credit rating, missed finance payments, outstanding debts, time in employment and time at current address, all these can affect your credit rating and the mortgage plans available to you as well as the rate you will receive, but you can be assured that our mortgage advisers have detailed knowledge of the different plans and will find the deal that best suits your requirements, for more information and no obligation free quote please contact us and speak to a qualified mortgage adviser, it is important to remember we have access to plans unavailable on the high street so even if you have been declined a remortgage in the past we can still often help people who have had difficulty arranging a mortgage in the past,
Offering a wide selection of remortgaging plans from mortgage lenders on the high street and specialist lenders for people looking to find a remortgage with bad credit history or existing debts, you will receive expert help and advice throughout the remortgaging process from start to finish.
If you`re concerned about not being able to get a new mortgage for your property because of your credit history, you should consult First Choice Finance about an adverse credit remortgage.
According to Aqua, 72 per cent of people who get declined loans miss out because they haven`t completed previous payment agreements, whilst opening multiple accounts and apparently making more than four credit applications in a year can also affect your credit score.
If these things are related to your being over indebted with credit and you`re finding your existing outgoings a struggle, an adverse credit remortgage may help, as you can use the money to pay off your existing unsecured loans to leave you with a single lower repayment each month.
This should ease your cash flow and as long as you`re able to keep up the payments, it may well rectify your credit situation for applications next time around.
You do, however, need to bear in mind that this kind of remortgage may mean you end up paying more in interest over its full term.
Of course, you may be looking to remortgage for other reasons, like your existing deal is about to run out and you don`t want to be put on your lender`s standard variable rate and release some money.
Often when you have had adverse credit, you may think your options are limited or even none existent, but that needn`t be the case when applying through First Choice Finance.
That`s because we look through a wide selection of options and provide the most suitable one for you on a no-obligation basis, which you decline for free if you don`t think it`s right for you.
Find out more about adverse credit remortgage free quotes by filling in our on line enquiry form or call us on 0333 003 1505 from a mobile or 0800 298 3000 from a landline.
Mortgages & Remortgages
Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home. We Advice Upon & Arrange Mortgages & Loans. We Are Not A Lender.
First Choice Finance is a trading style of First Choice Funding Limited of The Old Courtyard, 103 Buxton Road, High Lane, Stockport, Cheshire. SK6 8DX. Copyright protected 2014-2018.